Pay Yourself First Investment of 1k, 5k, 15k bringing you passive income

Don’t work for money, make money work for you

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No matter your income, the key to riches is the “Pay Yourself First” principle from the bestselling book The Richest Man in Babylon by George Samuel Clason and also develop in the most recent book Profit First by Mike Michalowicz.

The principle states that you should pay yourself as soon as your income comes into your bank account. Before paying any expenses and bills you transfer yourself 10–20% in frozen separate account only someone you trust have access to. You need to hide money from yourself.

Then the goal is to grow this account into a planned number that you’ll be able to use that money for a small investment that will bring you monthly or quarterly passive income. We are looking to grow liquidity here, not do a long shot brig return investment.

To start building the habit I highly suggest to make a minimum investment of 1000$ every 2 months. If you wait more than 2 months to empty your investment account to pay your investment you are most likely going to have to use that money to pay for unexpected shit happening in your life or business.

This principle is taking into account human psychological behavior of always spending what’s available and always finding creative ways to pay last-minute bills.

So here are investment per category level that you may work 1 month to put in place but will surely bring you monthly or quarterly passive income.

Investments of 1k to 3k$

Here’s all the cost to create a self-help book:

  • Exterior & Interior design = 500$
  • Virtual Assistant helping with transcription = 400$
  • Editing & Final Proofreading = 600$
  • Video Trailer = 300$
  • Landing Page & Domain = 200$
  • Estimate Total = 2000$

A well-done book and well branded to a niche market can bring around 200–400$ of monthly royalties.

Here’s a full guide on how to self-publish your book.

New startups like, realty Mogul and Juniper Square allow you to invest a minimum of 500$ or 1k$ to get better advantage into funds buying real estate projects.

They guarantee a return of 10% annually

Juniper Square — is a modern, all-in-one investment management software system that enables more productive fundraising and state-of-the-art reporting tools for investors. Designed specifically for the real estate industry, Juniper Square is already helping nearly 50 clients manage more than 20,000 investment positions and $25B+ in capital.

Build a video online course with cheat sheets support that you will upload on different marketplaces. Plan a minimum budget of 1500$ for your video editor.



  • Instructors and students can interact with each other and ask questions. Many courses offer chat rooms for sharing of questions and ideas.
  • You can include your courses in video, audio, and text format as well. It will be available for sale once it is approved and promoted in Udemy marketplace.
  • Free of cost.
  • There is a finite number of people who might be interested in your course
  • They provide a substantial revenue share for tuition fees.
  • You can participate in Udemy marketing promotions.
  • The platform offers loads of support for creating and marketing a course.
  • Udemy’s marketplace insights help you select the perfect course topic and see how it stacks up against other courses on the platform


  • Udemy doesn’t have control over the quality of courses.
  • They do charge a certain percentage of each course sales.
  • You Don’t Get Complete Analytics
  • Issues With Their Affiliate Program
  • Udemy makes 50% commission on all their purchase



  • Skillshare encourages students to share their progress, garner feedback, and tweak their work accordingly — which is perfect for the creative topics you’ll be teaching.
  • It’s free to sign up and publish a course. (but if you want to get paid, it must be a part of Skillshare’s premium catalog)
  • Free for creating a premium class.
  • Skillshare pays instructors $10 for premium membership referrals and royalties for minutes watched in a premium class each month.


  • It isn’t totally free.
  • Not all courses are high-quality



  • It has a free plan and you can test most of the significant features of the application
  • Landing pages, Blog, an easy-to-use course builder, and a nice course interface
  • It is easy to use and they provide lots of webinars and training. The training is not only focused on the user interface, but also entrepreneurial skills.
  • You’re dealing with your students and your courses and data are yours


  • You need to do your own marketing
  • The price, it’s really high, of course, you can use it for free but the commissions are high
  • Compared to full-featured LMS, the functionality and course components you can use are still a little limited.

Watch this blog for proven Marketing Strategies to increase your online course sales:

The new way to access personal and business loans. They guarantee an annual return of 5%

  • Funding Circle offers comparable medium-term loans to Lending Club, but this Lending Club competitor offers larger loans of up to $500,000. Guarantees 5–5.5% Annual return
  • Fundation also offers a medium-term loan. That said, Fundation loans can fund in just three days on average.
  • SmartBiz is an SBA loan marketplace that connects small businesses with longer-term loans than the ones that Lending Club is able to offer.

Use the new startup apps like Robinhood and Stash or EquityBee to grow a portfolio of stock market shares and even cryptocurrencies.

Those apps are simple investment platform where you can invest with as little as $5. They support taxable brokerage accounts, retirement accounts, and custodial accounts, so you can open one for any major financial goal.

Build content like blogs or Youtube videos for a niche audience to then drive traffic toward a third party website with your personal affiliate link.

Here are the easiest programs to refer.

  • Amazon — Amazon return rate is generally about 5–15%, but it varies widely depending on the category.
  • ClickBank or CF — ClickBank pays some of the highest commissions out there because they know that quality marketing is worth paying for. They work with product creators to set the most competitive commissions possible, up to 75%.
  • Google AdSense — AdSense is perhaps the most popular way to make money online. The average RPM for AdSense ranges greatly depending on your niche, quality of website, traffic source, and the number of advertisers on the AdWords platform. On the low end, it will usually be around $2 to $5. On the medium end, it can range from $5 to $10. On the higher end, that can go all the way up to $50+.

As the photographer, you own the rights to your images. You can decide to license specific usage rights to a client that wants to use your photographs through a contract. The license allows the client to use images within the scope of the usage photography license agreement only.

Here’s a list of platforms to License Your Images

  • 500px — Even if you only sign up for the free subscription, you will be able to license and monetize your photos in their community with over 13 million members and growing.
  • Shutterstock — Contributors can earn anywhere between 20–30% based on how many times your content has been downloaded by their customers at the end of each month.
  • Getty Images / iStock Photo — If Getty approves your submission, your content will be worth anywhere between $300 and $500. Getty will then pay you 20–30% of the actual value of your image per month.
  • Alamy — Alamy is one of the most well-known places for photographers to sell their images because you actually make a surprising 50% on each sale
  • Lobster Media — You will essentially earn $0.42 (USD) per image file, per license purchase.
  • Adobe Stock — Profits are usually between 20% and 60%.

Investments of 3k to 7k$

If you own real estate and intend to rent out your fully-furnished properties or are planning to leave home for a long period of time, subletting your place month-to-month on Airbnb could allow you to rent your home.

Nearly 50 percent of all Airbnb hosts make more than $500 per month. Read this article to see how Airbnb hosts maximize their earning potential.

However, If you are renting your home with a landlord, you should speak honestly to your landlord before considering subletting. You should go into that discussion prepared with some good arguments and incentives for the landlord. Here are a few incentives or argument ideas

All of these Airbnb tips will help you save money, save time or make your Airbnb experience comfortable and pleasant.

Shopify store, dropshipping, Social Media Agency, etc. any small business that requires less than 100$ to start. Find the best idea fitting your personality and skills from the book The 100$ Startup by Chris Guillebeau.

The plan is creating the foundation yourself to keep control of the company. The foundation includes a landing page, a video trailer, social media account, 3 in-depth free content lead generation and launch your Pareto 80/20 rule top product.

Market place like EmpireFlipper or Flippa allows you to buy a website that you can refurbish with the help of a Virtual Assistant on a 6 months period to then resell it.



Investments of 7k to 15k$

Consumers clearly love to use apps, so the opportunity is there. The key is finding out how to choose the perfect app that will peak user interest and ultimately get downloads.

Sample of these apps is Waze, Bouncer, Nova Launcher, Pocket casts, Pulse SMS, Swiftkey, Zedge and a whole lot more.

Here are a few lists of mobile app building platforms and tools

  • Zoho Creator — Allows users to build over 50 mobile-ready business apps using an easy drag and drop interface. All designed apps are automatically made available on Android and iOS devices. Prices start at £8 a month per user for three apps, £16 a month per user for 50 apps, and £28 a month per user for unlimited apps.
  • BuildFire — The software includes a click-and-edit navigation feature which removes any need for coding, yet provides the required tools that are needed to build a good app. Pricing starts from $59 (£46.58) a month for basic and $149 (£117.63) for the professional plan.
  • Ionic — Provides a free HTML5 mobile app framework, which includes an open-source mobile UI toolkit for high-quality cross-platform apps for iOS, Android and web apps.
  • Xojo — The drag and drop tools allow you to instantly and intuitively assemble a beautifully designed interface. And the rich framework provided straight out the box allows you to seamlessly integrate graphics, internet protocols and much more.
  • Unity — Unity is in fact used in the creation of half the world’s games, according to their site. With the platform, you can build once, deploy anywhere (over 25 platforms). The best part is if you are just starting out, and your revenue or funding doesn’t exceed $100k per year, you can start building straight away with a completely free package.

Here are 40 best app ideas for startups that can help you generate some good business

Investments of 15k$ and more

Passive income can be a great way to supplement your current income, as well as help you create financial streams to help secure your retirement years. One of the most popular ways to generate real estate passive income is through rental properties. Investors who play their cards right can create a steady revenue from rental income, while they also have the option to make improvements to the property and build equity.

  • REIG Investing — A REIG may choose to invest in apartment buildings, rental homes, commercial buildings, or commercial units. It may get income from mortgage lending, rental income, or property management fees. REIGs often appeal to high-net-worth-investors who are looking to invest directly in real estate but not take 100% ownership of full property responsibility. REIGs can also attract investors who manage single rental properties on their own or who are into flipping houses. Overall, one of the greatest advantages for REIGs is the pooled capital they obtain from a multi-partnership structure or a corporate equity unit-based capital structure. Investing REIG partners typically must put up more cash as an initial investment than other real estate investment opportunities but will also typically see greater returns.
  • Crowdfunding — The emergence of real estate crowdfunding platforms has made it much easier for both accredited and non-accredited investors to invest in real estate. Fundrise is one example of a popular real estate crowdfunding platform that offers investors the opportunity to invest in debt capital financing or take some equity in real estate properties.

Learn more about Investing in Real Estate: Buying vs. Not Buying Property here:

You must gain control over your money or the lack of it will forever control you — Dave Ramsey

Would you like to BECOME YOUR BEST VERSION? ❤️💸🚀
Do this FREE workbook filled with the most effective tools that I spent thousands of dollars to get and years learning from the best in the business.

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